After meeting with the sales manager and choosing the home you would like to purchase, the sales manager will send you a link to CrossCountry’s on-line pre-qualification application.

Prospective buyers who are married will utilize the same application, while separate applications are necessary for each unmarried prospective buyer. For the most efficient processing, your application should be completed thoroughly.

You will need to email all the following documents to CrossCountry Mortgage:

• Official Bank statements for each account you have for the prior 2 months (all pages)
• Pay-stubs covering the prior 30 days
• Federal Tax Returns for the prior 2 years (including all schedules and attachments)
• W-2s from the prior 2 years
• Loan Worksheet Questionnaire (provided by sales manager)
• Buyer’s Certification and Authorization (provided by sales manager)
• Buyer’s Profile Form (provided by sales manager)

You will need to submit all required documents, filled out completely, to CrossCountry Mortgage. Upon receipt of your documents they will be reviewed for completeness and you will be contacted if additional documents or clarifications are needed.
It is critical that you quickly respond to any requests for clarification or additional documentation from CrossCountry Mortgage so they can begin the pre-qualification process. The length of the pre-qualification process is dependent on the completeness of your application and your response time to any documentation requests made. Once CrossCountry has received all the required documentation they will proceed with the pre-qualification.

PLEASE NOTE: Earnest money deposit for a home purchase at Bellevue is $10,000. Because of the partnership between Cornerstone Communities and CrossCountry Mortgage the earnest money deposit is discounted to $5,000 if you choose CrossCountry Mortgage to finance your new home.